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Homes and Community Renewal

Purchasing a Home in a Target Area

Federal law permits SONYMA to provide special incentives1 for applicants purchasing homes in Federally designated Target Areas. These incentives are:

  • You do not have to be a first-time homebuyer1;

  • You can make more income and purchase more home since the Household Income and home Purchase Price Limits are higher (click here to see Household Income and Purchase Price Limits for your area); and

  • You can purchase a two family home that is a newly constructed or is an existing home that is less than 5 years old.

How to find out if a property is located in a Target Area:

Target Areas by County and Municipality (muni)

Target Areas by County and Census Tract (tawcensus)

To obtain a census tract or BNA and block group for a property, click here for instructions on how to get this information from the U.S. Census Bureau website or you may call 1-800-382-HOMES. Exact property address and zip code must be available To find out if a property is located in a Target Area, call SONYMA's Information Center at 1-800-382-HOME (4663) with the exact street address, city or town, and zip code.

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You can also call the SONYMA Information Center at 800-382-HOME (4663) with the exact street address, city or town and zip code.

To learn more about SONYMA's Programs, click here.

1 If you are not a first-time homebuyer, you must sell your existing home and will not be eligible if you currently own and you intend to retain ownership of a vacation or investment home.