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Homes and Community Renewal

Information for Lenders

RPAPL sec. 1304(2) requires that Homes and Community Renewal (HCR) to designate housing counseling agencies that lenders are to required to list in the 90 day pre-foreclosure filing notice to homeowners.  Both the Department of Financial Services (DFS) and HCR are required to make this list of housing counseling agencies available on their websites.  DFS is the current host of this information and lenders can access the housing counseling list at this link: http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.

Last updated on 02/21/14