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Purchase Price Limits: Low Interest Rate, Construction Incentive and Remodel New York Programs for Region VI - Capital

  1 Family
New and Existing
2 Family
New** and Existing***
County Non-Target Target Non-Target Target
Albany $284,810 $348,100 $364,600 $445,620
Montgomery $247,030 $301,920 $316,250 $386,530
Rensselaer $284,810 $348,100 $364,600 $445,620
Saratoga $284,810 $348,100 $364,600 $445,620
Schenectady $284,810 $348,100 $364,600 $445,620
Schoharie $284,810 $348,100 $364,600 $445,620


  3 Family Existing*** 4 Family Existing***
County Non-Target Target Non-Target Target
Albany $440,700 $538,630 $547,700 $669,410
Montgomery $382,230 $467,170 $475,060 $580,630
Rensselaer $440,700 $538,630 $547,700 $669,410
Saratoga $440,700 $538,630 $547,700 $669,410
Schenectady $440,700 $538,630 $547,700 $669,410
Schoharie $440,700 $538,630 $547,700 $669,410

* These limits also apply to the Remodel New York and Construction Incentive Programs for the property types allowed under those programs.

** For target areas only. New Two Families are not permitted in non-target areas.

*** 2, 3, and 4 Family Existing homes must be at least 5 years old as of the loan application date.

Click here for Income Limits

Last updated: 7/6/2011

For more information about SONYMA mortgages call: 1-800-382-HOME (4663)