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If you've always wanted a home of your own, SONYMA is a great place to start. As you probably know, there are many mortgage products available to home purchasers. SONYMA loans are designed to make your home purchase more affordable. All of our programs offer competitive fixed interest rates and low downpayment requirements. Learn more about our eligibility requirements and find out if homeownership is right for you.
Are You Ready for Homeownership?
Find out more about owning a home and whether it's right for you.
Mortgage Affordability Calculator
How much mortgage and home purchase price can you afford? This calculator helps you decide.
Purchase Price Limits
Determine if the house you want to buy meets SONYMA's Purchase Price Limits.
Household Income Limits
Determine if your household income is within SONYMA's Household Income Limits.
Purchasing a Home in a Target Area
Find out the benefits of purchasing a home in a Federally-designated Target Area.