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Homes and Community Renewal

Section 8 Voucher Home Ownership Program
Adirondack Region


Clinton | Essex | Franklin | Hamilton | Jefferson | Lewis | St. Lawrence | Washington


CLINTON COUNTY

Clinton County Housing Program

Home Ownership Program approved September 2002
Contact: Penny Daniels
Debbie@clintoncountyhap.org
(518) 825-0800

Number of closings to date: 9

Home in Clinton County
Location: Peru
Sold: 12/3/10
Price: $158,000
Financing: USRDA
FSS Participant: No

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ESSEX COUNTY

Housing Assistance Program of Essex County, Inc.

Home Ownership Program approved September 2002
Contact: Kathy Phinney
Kathy@hapec.org
(518) 873-6888

Number of closings to date: 24

Home in Essex County
Location: Elizabethtown
Sold: 7/21/11
Price: $70,000
Financing: USRDA
FSS Participant: No

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FRANKLIN COUNTY

Franklin County Community Housing Council, Inc.

Home Owner Program approved December 2004
Contact: Lee Pickreign
fcchc1@yahoo.com
(518) 483-5934

Housing Counseling Partner: St. Lawrence County Community Development Program

Number of closings to date: 6

Home in Franklin County
Location: Malone
Sold: October 2011
Price: $38,500
Financing:USRDA
FSS Participation: No

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HAMILTON COUNTY

Housing Assistance Program of Hamilton County, Inc.

Home Ownership Program approved July 2004
Contact: Nancie Williams
Nwilliams@jeminc.com
(518) 372-8846, ext. 30

Housing Counseling Partner: Housing Assistance Program of Essex County (HAPEC)

No closings to date

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JEFFERSON COUNTY

Lewis County Opportunities, Inc.

Home Ownership Program approved December 2002
Contact: Lisa Wackernagel
housejeff@lcopps.org
(315) 788-0193, ext. 210

Housing Counseling Partner: North Country Affordable Housing

Number of closings to date: 12

Home in Jefferson County

Home in Jefferson County
Location: Watertown
Sold: June 2011
Price: $87,500
Financing:Homestead Funding
FSS Participation: No

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LEWIS COUNTY

Lewis County Opportunities, Inc.

Home Ownership Program approved December 2002
Contact: Karen Galasso
lhapdir@lcopps.org
(315) 376-8202, ext. 232

Housing Counseling Partner: Snow Belt Housing Co

Number of closings to date: 4

Home in Lewis County

Home in Lewis County
Location: Glen Park
Sold: August 2011
Price: $110,000
Financing:USRDA
FSS Participation: No

Testimonial:

When Kathy and Dudley first became interested in becoming homeowners, they knew they faced several barriers. With Dudley working part time, Kathy receiving her disability income and having past credit issues, they knew they would have to work hard to be successful. Once the credit issues were resolved, they were amazed when a letter was received from USDA Rural Development stating they had been approved for a mortgage.

Dudley admits there were times thru the long, frustrating process, that he would have backed out. However, Kathy kept pushing forward because "they had always wanted to be homeowners since they were old enough to be out on their own". Both admit that some of the legal "stuff" was somewhat intimidating and because they were not able to "hire" an attorney, they really needed to put their trust in the agencies they were working with. Legal Aid is not available in their rural area. With the support of family, friends and the involved agencies, it all worked out.

Kathy and Dudley believe their success is due in large part to the assistance received from Lewis County Opportunities, Housing Assistance Program, and the $35,000 CDBG grant they received from Snow Belt Housing Co., Inc. With the help of CDBG grant money, they were able to buy a more expensive home needing minimal repairs, and still had the bulk of their grant $ to be used for the down payment and closing costs.

Kathy and Dudley always followed thru with their obligations of becoming a homeowner. Even with transportation barriers, they were still able to take the required homeownership counseling course, which was only available in a bordering county approximately 40 miles away.

In their closing interview Kathy beamed as she stated, "we're not even paying out as much as we were when we were renters". They would like everyone to know, that even with some barriers, and limited income, if you are willing to work hard and follow thru, you too can be a homeowner.

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ST. LAWRENCE COUNTY

St. Lawrence County Community Development Program

Home Ownership Program approved July 2004
Contact: Nicole Woods
hcvpdir@slccdp.org
(315) 386-1102

Housing Counseling Partner: St. Lawrence Housing Council

Number of closings to date: 16

Home in St. Lawrence County
Location: Parishville
Sold: February 2012
Price: $73,200
Financing: USRDA
FSS Participant: Yes

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WASHINGTON COUNTY

Washington County Housing Assistance Program

Home Ownership Program approved September 2004
Contact: Nancie Williams
Nwilliams@jeminc.com
(518) 372-8846, ext. 30

Housing Counseling Partner: Homefront Development Corp.

Number of closings to date: 1

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