Clinton | Essex | Franklin | Hamilton | Jefferson | Lewis | St. Lawrence | Washington
CLINTON COUNTY
Clinton County Housing Program
Home Ownership Program approved September 2002
Contact: Debbie Laundry
LaundryD@co.clinton.ny.us
(518) 565-4698
Number of closings to date: 9
Location: Peru
Sold: 12/3/10
Price: $158,000
Financing: USRDA
FSS Participant: No
ESSEX COUNTY
Housing Assistance Program of Essex County, Inc.
Home Ownership Program approved September 2002
Contact: Kathy Phinney
Kathy@hapec.org
(518) 873-6888
Number of closings to date: 24
Location: Elizabethtown
Sold: 7/21/11
Price: $70,000
Financing: USRDA
FSS Participant: No
FRANKLIN COUNTY
Franklin County Community Housing Council, Inc.
Home Owner Program approved December 2004
Contact: Eileen Gillen
fcchc1@yahoo.com
(518) 483-5934
Housing Counseling Partner: St. Lawrence County Community Development Program
Number of closings to date: 6
Location: Malone
Sold: October 2011
Price: $38,500
Financing:USRDA
FSS Participation: No
HAMILTON COUNTY
Housing Assistance Program of Hamilton County, Inc.
Home Ownership Program approved July 2004
Contact: Amanda Seeley
hamcohap@frontiernet.net
(518) 548-5981
Housing Counseling Partner: Housing Assistance Program of Essex County (HAPEC)
No closings to date
JEFFERSON COUNTY
Lewis County Opportunities, Inc.
Home Ownership Program approved December 2002
Contact: Frank Arquitt
housejeff@lcopps.org
(315) 788-0193, ext 18
Housing Counseling Partner: North Country Affordable Housing
Number of closings to date: 12
Location: Watertown
Sold: June 2011
Price: $87,500
Financing:Homestead Funding
FSS Participation: No
LEWIS COUNTY
Lewis County Opportunities, Inc.
Home Ownership Program approved December 2002
Contact: Brenda Monnat
lhapdir@lcopps.org
(315) 376-8202 ext. 238
Housing Counseling Partner: Snow Belt Housing Co
Number of closings to date: 4
Location: Glen Park
Sold: August 2011
Price: $110,000
Financing:USRDA
FSS Participation: No
Testimonial:
When Kathy and Dudley first became interested in becoming homeowners, they knew they faced several barriers. With Dudley working part time, Kathy receiving her disability income and having past credit issues, they knew they would have to work hard to be successful. Once the credit issues were resolved, they were amazed when a letter was received from USDA Rural Development stating they had been approved for a mortgage.
Dudley admits there were times thru the long, frustrating process, that he would have backed out. However, Kathy kept pushing forward because "they had always wanted to be homeowners since they were old enough to be out on their own". Both admit that some of the legal "stuff" was somewhat intimidating and because they were not able to "hire" an attorney, they really needed to put their trust in the agencies they were working with. Legal Aid is not available in their rural area. With the support of family, friends and the involved agencies, it all worked out.
Kathy and Dudley believe their success is due in large part to the assistance received from Lewis County Opportunities, Housing Assistance Program, and the $35,000 CDBG grant they received from Snow Belt Housing Co., Inc. With the help of CDBG grant money, they were able to buy a more expensive home needing minimal repairs, and still had the bulk of their grant $ to be used for the down payment and closing costs.
Kathy and Dudley always followed thru with their obligations of becoming a homeowner. Even with transportation barriers, they were still able to take the required homeownership counseling course, which was only available in a bordering county approximately 40 miles away.
In their closing interview Kathy beamed as she stated, "we're not even paying out as much as we were when we were renters". They would like everyone to know, that even with some barriers, and limited income, if you are willing to work hard and follow thru, you too can be a homeowner.
ST. LAWRENCE COUNTY
St. Lawrence County Community Development Program
Home Ownership Program approved July 2004
Contact: Jerry Snell
housingdir@slccdp.org
(315) 386-1102
Housing Counseling Partner: St. Lawrence Housing Council
Number of closings to date: 16
Location: Parishville
Sold: February 2012
Price: $73,200
Financing: USRDA
FSS Participant: Yes
WASHINGTON COUNTY
Washington County Housing Assistance Program
Home Ownership Program approved September 2004
Contact: Marsha Morehouse
wash8@capital.net
(518) 747-6481
Housing Counseling Partner: Homefront Development Corp.
Number of closings to date: 1
Last updated on 09/11/11